Table of Contents
How to get personal loan with low Cibil Score|| Low CIBIL Score Personal Loan| खराब सिबिल स्कोर पर भी यहाँ से ले सकते हैं Loan|| सिबिल 300 से कम है तो टेंशन न लें
| जानिए तरीका
Important Information :- Low CIBIL Score Personal Loan: In today’s time, as you all know that our life is quite unpredictable, that is, nothing can be said about what will happen tomorrow. Many times in our lives, we suddenly face so many expenses that how we meet them becomes a matter of concern for us. At such times, we only see the help of loans. To deal with big expenses, we only plan to take a loan. No matter which finance company we take a loan from, first of all our CIBIL score is checked by the agency. Only after that, they decide whether you will get the loan or not. Low CIBIL Score Personal Loan
आज के समय में जैसा कि आप सभी जानते हैं कि हमारी जिंदगी काफी अप्रत्याशित है यानी कल क्या होगा इसके बारे में कुछ भी नहीं कहा जा सकता। हमारे जीवन में कई बार हमारे सामने अचानक इतने सारे खर्च आ जाते हैं कि हम उन्हें कैसे पूरा करेंगे यह हमारे लिए चिंता का विषय बन जाता है। ऐसे समय में हम लोन के जरिए ही मदद की तलाश में रहते हैं। हम बड़े खर्चों से निपटने के लिए ही कर्ज लेने की योजना बनाते हैं. हम चाहे किसी भी फाइनेंस कंपनी से लोन लें, सबसे पहले एजेंसी द्वारा हमारा सिबिल स्कोर चेक किया जाता है। इसके बाद ही वे तय करते हैं कि आपको लोन मिलेगा या नहीं | Low CIBIL Score Personal Loan
A personal loan is an unsecured loan that you can avail of when you need funds for an emergency, a travel plan, or any other short-term, urgent expense. The approval of this loan is based on factors such as income level, CIBIL score, etc. This blog post explains the importance of a CIBIL score and how one can get an urgent loan with bad credit in India. Personal loans are unsecured loans that can be availed easily and quickly. One of the biggest advantages of a personal loan is that it does not require any security to be pledged against the loan amount. However, what is required by most lending agencies is a high CIBIL Score. A credit score above 700 is considered favorable, while a score between 400 and 500 is considered low. If your credit score falls between 600 and 700, you are eligible to apply for a loan.
What Is a CIBIL Score & How It is Calculated?
CIBIL stands for Credit Information Bureau (India) Ltd. It is an agency authorized by the Reserve Bank of India (RBI) to calculate an individual’s credit score. Thus, a CIBIL score represents an individual’s creditworthiness.
An individual’s CIBIL score depends primarily on four factors : payment history, credit exposure, credit type, and loan duration.
How to get Personal Loan with low CIBIL score?
- Opt for a lower personal loan amount.
- Show Income Proof.
- Get a Joint Loan.
- Request your lender to consider your case with NA / NH in the credit score report.
- Resolve errors in a credit report.
Eligibility to get Personal Loan for low CIBIL score
To be eligible for a personal loan for a low CIBIL Score, you should be able to check the below points :
-
Employment
To be eligible for an instant loan with low CIBIL, you will need to be employed in a private, public, or LLP organisation.
-
Income
To avail a low CIBIL loan, you will need to show the lender that you receive high income every month. Having a high income shows the lender that you are capable of repaying the personal loan.
-
Employment Proof
Lenders need proof that you receive a good salary every month. Your salary slip for 3 months is proof that you will need to provide to be eligible for an instant personal loan for a low CIBIL score.
So friends, you can take a knowledge about Loan through Bank. You will have to work on all these methods so that you can take a Emergency loan. We hope you liked today’s article.
तो दोस्तों आप बैंक के माध्यम से लोन के बारे में जानकारी ले सकते हैं। आपको इन सभी तरीकों पर काम करना होगा ताकि आप बैंक द्वारा लोन ले सकें। हमें उम्मीद है कि आपको आज का लेख पसंद आया होगा।
अगर आपको हमारा आज का आर्टिकल पढ़कर अच्छा लगा हो तो उसे अपने दोस्तों के साथ अवश्य शेयर करें।